Trusted by ambitious savers and investors

Invest, save, and
trade with Lily.

Simplify investing, automate savings, and manage your portfolio from a secure app built for modern wealth building.

Save. Invest. All in your corner.

Lily home screen with savings plans and wallet controls

Your everyday, elevated

Save with purpose.

SEC regulated product

Licensed custody partners

NDPR compliant

Bank-grade payments

One app, clear control

Built for every money move.

Create flexible savings plans, lock funds for higher discipline, and automate deposits toward your goals.

Up to 20% p/a

For the everyday

Vanilla Savings

Save at your own pace with a flexible plan that keeps your money within reach.

Flexible access

For the bigger plans

Lily Lock

Lock funds for a fixed period, build discipline, and stay committed to your savings goals.

A fixed saving period

For your future self

Retirement Savings

Automate regular deposits toward retirement and make saving for your future a lasting habit.

Recurring savings

Fixed income

Treasury bills
& bonds

The equity market

Stocks

Your portfolio

Corporate debt

Commercial
papers

Auctions

Treasury bills & CPs

Invest with Lily

More ways to invest.
One clear view.

Explore your options, build your portfolio, and keep track of every holding in one place.

01
Treasury bills & bonds
Fixed-income opportunities
02
Auctions
Bid for treasury bills and commercial papers
03
Stocks
Explore the equity market
04
Commercial papers
More fixed-income choices

Get the Lily app

Selected auctions are also available in the app.

Safe and regulated

Your money deserves a trusted foundation.

LILY is a digital product of MagnaCap Ltd, a company duly licensed by the Securities and Exchange Commission (SEC).

LILY and its logo are registered trademarks. LILY is safe and secure and in compliance with NDPR audit. Payments on the LILY App are processed via a CBN licensed and PCI DSS certified payment platform with bank level security to ensure client transactions and financial information are always kept safe.

Our users' financial assets are held with a licensed custodian Access Investors Services Nominees Limited, for safekeeping.

The Lily experience

Different goals.
A shared experience.

Simple and reassuring

Lily makes it easy to see where my money is going. I can save, invest, and track my wallet without feeling lost.

Amina O.

Lagos

Good for steady investing

The fixed-income options and savings plans give me a calmer way to grow money without jumping between different apps.

David E.

Abuja

Clean app experience

The flow is straightforward. I like that the app combines savings, investments, and support in one place.

Temi A.

Yaba

Get the Lily app for free and turn your financial goals into motion.

Start with savings, explore investments, and keep every money move within reach.

Get the app

Invest, save, and trade with Lily.